Long-term Care Program
Program Highlights and Eligibility
A.M. Best rated “A” or better carrier.
- Skilled nursing (nursing homes), assisted living including Alzheimer’s, independent living, & personal care homes
- Primary limits up to $2M per occurrence and $4M aggregate
- Professional liability written on a claims-made form
- General liability written on either a claims-made or occurrence form
- Prior acts available, where needed
- Extended reporting period available up to 36 months
- Minimum deductible is $1,000
- Minimum premium as low as $3,000 (depending on class)
- Coverage available in all states except Connecticut, Maine, New Hampshire, New York, and Rhode Island
- Multiple locations, claims experience, and risk management credits available
- Submissions only accepted from licensed agents and brokers
Applications
Click on the appropriate application to open.
Mandatory Application Supplement
The Sexual Misconduct Supplement is required with the Long-Term Care application.
Sexual Misconduct Supplement